Analyst Terms

The Programme

Analyst membership is free. As an analyst you generate AI equity reports on the Valuatum platform, steer them with your own analytical direction, and publish the result under your own name. You set the price of each published analysis and how long until it becomes free to read, up to one year. Publication is instant and unreviewed; moderation happens after the fact.

These terms descend from the agreement Valuatum used with its freelance analyst network in the 2000s, adapted to a platform where the engine builds the model and the analyst contributes the judgement.

Ownership and Licence

Your contribution is yours. The prompts, analytical direction, assumptions and revisions you contribute to an analysis are your intellectual property.

The engine's output is ours. The underlying report — the financial model, data, structure and generated text — and the rendered PDF are Valuatum's intellectual property.

Publication is a licence, both ways. By publishing, you grant Valuatum the right to sell and display the published analysis on the platform under the revenue share below. Valuatum grants you the right to be named as its author, to link to it, and to quote from it when presenting your own work.

Republishing elsewhere. While your analysis is priced, it is exclusive to this platform. Once it reaches its free date — the decay you set at publication, or a free window we grant — you may republish it in full anywhere, with a link back to the analysis on this site.

Revenue Share and Payment

The split. Half of every sale of your published analysis is yours. The split is taken on the price the reader paid; card-processing fees come out of Valuatum's half. If an analysis is ever sold through a reseller, any reseller provision is deducted before the split.

The 14-day hold. Each sale is held for 14 days from the moment the reader pays. That window covers card disputes and chargebacks, and it is the moderation window. After it, your half is ready to invoice.

Invoicing. You invoice Valuatum for your ready-to-invoice balance — from yourself or your company — at contact26@valuatum.com. Invoices are payable within 25 days of receipt. The minimum balance to invoice is €50; smaller balances roll forward until they reach it. When you leave the programme, whatever balance remains is paid out regardless of the minimum.

Only the share. Compensation is the revenue share alone — no other fee or wage is paid, there is no employment relationship, and taxes and social contributions on what you earn are yours to handle.

Subscriber reads. A paying member (Investor or Investor Plus) opening your analysis with a subscription read is not a sale and carries no share of your price. Instead it earns you a fixed €0.50 per read, per reader, per analysis. A read is held for 14 days and voided by a takedown exactly like a sale. Reads by analysts and by readers on the free membership are not subscription revenue and earn nothing. Valuatum may change the per-read rate; the rate in force when the read happens governs that read.

Moderation and Takedown

Nothing is reviewed before it goes live, so anything can be taken down after the fact: junk, an unreadable thesis, a prompt chain that games the ranking, or a breach of these terms. A taken-down analysis earns nothing: its sales are voided, readers are refunded, and any share already paid on it is clawed back against your next invoice.

Takedown decisions are made by Valuatum. If your analysis is taken down, you will be told why, and you may reply to contest it or fix the cause and republish — a takedown is about the analysis, not the analyst, unless it keeps repeating.

Your Obligations

No insider information. You must not analyse a company about which you may hold material non-public information. In practice: you cannot analyse your own employer, and usually not its key subcontractors or partners either. Observing a company from the outside — as its customer, or watching how its products sell — is normally fine. If in doubt, ask us, or the financial supervisory authority of your country. Responsibility for insider-rule compliance is yours.

No conflicting obligations. By accepting these terms you confirm that no obligation to any other party — such as your employer — prevents you from publishing this kind of analysis.

Your name is real. Analyses are published under your real name via LinkedIn sign-in. That is the identity check the ranking and the track record rest on.

Liability

You are responsible for your own conduct under these terms — the insider and conflict rules above, and the honesty of what you publish.

Readers of your published analysis cannot hold you personally liable for losses from using it. Every published analysis is general research material, not investment advice to any individual reader, and Valuatum carries that limitation of liability into its terms with readers and customers — the same site-wide disclaimer that covers Valuatum's own reports covers yours.

Leaving, and Your Data

Either side may end this arrangement at any time, without notice. You can step down to a reader account, or leave entirely, from the member area or by emailing us.

When you leave and ask for your work to be removed, your published analyses and your name come off the site within 14 days, and your remaining balance is paid out under the payment rules above. Your LinkedIn-derived identity data is deleted on request under GDPR — see the privacy policy. Sales already made remain valid for the readers who bought them.

Published analyses otherwise stay up — a dated public track record is the point of the programme — but removal is always yours to ask for.

Contact

Programme, invoicing and takedown matters: contact26@valuatum.com

Valuatum Oy · Helsinki, Finland · Governed by the laws of Finland, courts of Helsinki.