Questions about AI equity reports.

An AI equity report is a structured equity research document generated using artificial intelligence and structured financial data. Valuatum AI equity reports follow a professional research methodology developed over 25 years, covering company value pool analysis, reverse valuation, core investment analysis, risks, catalysts, and full financial statements. Delivered as a PDF.

Valuatum AI Equity Reports is built by Valuatum Oy, a Helsinki-based financial analysis company founded in 2000. Valuatum has spent over 25 years building equity research and credit risk analysis tools for European financial institutions, stockbrokers, and investment banks. The AI applies that same methodology at scale.

No. Reports are research materials for informational and analytical purposes only. They may include analytical rating and target-price language, but they are not personal investment advice or regulated financial advice. Always do your own analysis and consult a qualified financial advisor before making investment decisions.

Most research tools give you more data or more charts. Valuatum AI reports produce a structured PDF document that builds an actual investment case: value pool analysis, reverse valuation, competitive position, and risk assessment. The output is designed to read like a professional equity research note, not a financial dashboard.

Reports are built from structured financial statement data (income statement, balance sheet, cash flow), consensus analyst estimates for 2-3 years forward, and exchange data including share price and market capitalisation. The AI does not use scraped news, social media, or unstructured web sources as primary financial inputs. Each report lists its specific data sources in a methodology section.

Reports are as accurate as the underlying financial data. The AI follows a structured framework built on 25+ years of equity research practice. Like any AI output, you should verify key figures and treat the report as a starting point. Known limitations are disclosed in each report, including data freshness, reliance on consensus estimates, and the risk of the AI misweighting certain inputs.

Value pool analysis breaks enterprise value into distinct parts: core operating businesses, asset pools, option pools (future opportunities already priced in by the market), and capital structure effects. Each pool gets its own EV allocation and quality assessment. This helps you understand where value comes from and which assumptions drive the stock price.

Reverse valuation starts from the current enterprise value and works backwards to identify what revenue growth rate, EBIT margin level, and cash flow path the market is implying. It asks: what would have to be true for today's price to be rational? This lets you stress-test any target-price style output against explicit, inspectable assumptions.

Enterprise value (EV) represents the full cost of acquiring a business: market cap plus net debt, minus cash. Using market cap alone ignores the capital structure and leads to misleading comparisons between companies with very different leverage. All valuation analysis in Valuatum reports starts from EV, not market cap.

Key limitations include: data reflects the report generation date (not real-time); consensus estimates used as forward projections can be wrong; AI can misinterpret or misweight inputs; some sectors like financials, utilities, and real estate require adapted frameworks that may be less precise; and qualitative factors like management quality are hard to quantify. Every report discloses these limitations explicitly.

Existing reports (€4.90) were generated recently and reflect data from their generation date. They are available immediately for the companies listed in the catalog. Fresh reports (€9.90) are generated specifically for your order with the latest available financial data, for any supported listed company, and delivered by email within one business day.

Free sample reports open as PDFs directly in your browser with no account required. Paid existing reports are sent by email immediately after payment, with a download link on the confirmation page. Fresh reports are sent by email within one business day of your order.

The catalog covers US, Nordic, and European listed companies. For fresh reports, we support any listed company where sufficient financial data is available. If a company is not currently supported, contact us and we can prioritise coverage based on demand.

Yes. PDF download is included with every paid report. Free sample reports also open directly as PDFs. The file is named Valuatum_AI_Equity_Report_[Ticker]_[Date].pdf and is suitable for internal use, client presentations, or archiving.

Free sample reports are always free with no account required. Existing reports in the catalog are €4.90. Fresh reports generated with the latest data are €9.90 and delivered within one business day. Enterprise pricing is available for teams and institutions needing volume, API access, or branded outputs.

Reports are licensed for the purchaser's internal research and reference use. For commercial redistribution, client-facing distribution, or white-labelled outputs, contact us about the Enterprise plan at contact26@valuatum.com.

Because reports are digital products delivered immediately upon purchase, refunds are not available after a report has been accessed. If there is a technical failure or we cannot deliver the report, you receive a full refund. Contact contact26@valuatum.com with any issues.

Yes. Email contact26@valuatum.com with your order details and business information and we will issue a formal invoice.